Privacy Policy

1. Introduction

At GoldStone Funding Inc. ("GoldStone," "we," "us," or "our"), we respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

Please read this Privacy Policy carefully. If you do not agree with the terms of this Privacy Policy, please do not access our website or use our services.

2. Information We Collect

We may collect personal information that you provide to us directly, including but not limited to:

• Personal identifiers (name, email address, phone number, etc.)
• Business information (business name, address, EIN, etc.)
• Financial information (bank statements, credit history, etc.)
• Account credentials for our application portal
• Communications with us via email, phone, or other channels

We may also collect certain information automatically when you visit our website, including:

• Log information (IP address, browser type, pages visited, time spent, etc.)
• Device information (hardware model, operating system, unique device identifiers, etc.)
• Location information (if permitted by your device settings)
• Cookies and similar tracking technologies

3. How We Use Your Information

We may use the information we collect for various purposes, including:

• Providing and maintaining our services
• Processing your application for financing
• Verifying your identity and business information
• Communicating with you about your account or our services
• Improving our website and services
• Responding to your inquiries and providing customer support
• Sending you marketing and promotional communications (with your consent if required by law)
• Protecting against fraud and unauthorized transactions
• Complying with legal obligations

4. Disclosure of Your Information

We may share your information with the following third parties:

• Funding partners and financial institutions to facilitate your financing request
• Service providers and vendors who perform services on our behalf
• Business partners with whom we jointly offer products or services
• Legal and regulatory authorities when required by law
• Professional advisors, such as lawyers, auditors, and accountants
• Potential buyers or investors in the event of a merger, acquisition, or sale of assets

We may also disclose your information in response to a subpoena, court order, or legal process, or to establish or exercise our legal rights or defend against legal claims.

5. Cookies and Tracking Technologies

We and our third-party service providers use cookies, web beacons, and similar tracking technologies to track activity on our website and collect certain information. Cookies are small data files that are stored on your device when you visit a website. They allow us to recognize your browser and capture and remember certain information.

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our website. For more information about cookies and how to disable them, you can consult the information provided by the Interactive Advertising Bureau at www.allaboutcookies.org.

6. Data Security

We have implemented appropriate technical and organizational security measures designed to protect the security of any personal information we process. However, despite our safeguards and efforts to secure your information, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure.

7. Data Retention

We will only keep your personal information for as long as it is necessary for the purposes set out in this Privacy Policy, unless a longer retention period is required or permitted by law. When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize it.

8. Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information, which may include:

• The right to access or receive a copy of your personal information
• The right to correct inaccurate or incomplete information
• The right to delete your personal information
• The right to restrict or object to processing of your personal information
• The right to data portability
• The right to withdraw consent

To exercise any of these rights, please contact us using the contact information provided below. Please note that we may need to verify your identity before responding to your request.

9. California Privacy Rights

If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA) regarding your personal information. These rights include the right to know what personal information we collect, disclose, or sell, the right to request deletion of your personal information, and the right to opt-out of the sale of your personal information.

We do not sell personal information as defined by the CCPA. However, we do share information with third parties as described in this Privacy Policy.

10. Children's Privacy

Our website and services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18. If you are a parent or guardian and believe that your child has provided us with personal information, please contact us immediately, and we will take steps to delete such information from our systems.

11. Third-Party Websites

Our website may contain links to third-party websites and applications. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services. We encourage you to review the privacy policies of any third-party sites you visit.

12. Updates to this Privacy Policy

We may update our Privacy Policy from time to time. Any changes we make to our Privacy Policy will be posted on this page, and if we make material changes, we will provide a prominent notice on our website or send you an email notification. The date the Privacy Policy was last revised is identified at the top of the page.